Certificate Programme in Banking- An Overview
PG DEPARTMENT OF COMMERCE 2022 - 23
CERTIFICATE PROGRAM IN BANKING - AN OVERVIEW
CERTIFICATE COURSE CURRICULUM
Aims and Objectives
x To impart knowledge about different forms of banking services.
x To learn about the procedure for opening and operating bank accounts.
x To enable the students to acquire knowledge about basics of banking.
x To familiarize the students with recent trends in banking.
Certificate Course Outcomes
After the completion of this course students will be able to;
x Use banking services, such as opening and maintaining a bank account, making
deposits and withdrawals, and understanding different types of transactions.
This knowledge will enable them to leverage technology for seamless banking
transactions and stay updated with the evolving digital banking landscape.
x Efficiently use basic banking instruments.
x Use modern banking technologies and platforms. They will gain hands-on
experience with online banking, mobile banking apps, and electronic payment
systems.
Pedagogy
Hybrid class and instructor led training
NUMBER AND TITLES OF MODULES
Module 1 Basics of Banking 8 Hours
Module 2 Functions of commercial Banks 16 Hours
Module 3 Basic Banking Instruments 8 Hours
MODULE OUTLINE
Module I
Basics of Banking – Meaning and Definition, History of Indian Banks, Types of banks- Central
bank, Commercial banks, Specialized Banks, Co-operative Banks, Public Sector Banks, Private
Sector Banks, Small Finance Banks, Regional Rural Banks, Nationalized Banks, Scheduled
Banks
Module II
Functions of commercial banks & Trends- Types of Accounts- Savings Bank Account, Current
Account, Fixed Deposits(fixed deposits account), Recurring Deposits (Recurring deposit
account), KYC-Other services provided by banks, E- banking, Recent trends in banking.
Module III
Basic Banking Instruments & frauds- Meaning - payer, payee, Pay-in-slip, Cheque book,
Account opening form, Draft, Different types of Cards-Debit card, Credit card , Prepaid card,
Electronic card, banking frauds.
References:
Websites
https://en.m.wikipedia.org
https://sdeuoc.ac.in
https://www.researchgate.net
https://cbseacademic.nic.in
Text books:
Banking and Insurance- R Antony, S.K Podder, N.K Pal Sharma
Banking and Insurance- D.D Chathurvedi, Arun Mittal, Soumya Chathurvedi
Essentials of Banking and Insurance- Dr. Sunil Kumar
Banking and Insurance- Dr. M. Narayanankutty